Modelled insured property loss from nat cats surpasses $150 billion - what will it mean for the industry?

The global modelled insured average annual property loss from natural catastrophes has risen to $152 billion.

This is according to a new paper from US data analytics company Verisk, in its “2025 Global Modeled Catastrophe Losses Report”. The annual report is built on catastrophe models to provide a view of risk in the face of inflation, urban expansion, increasing event frequency and a changing climate.

The tallies from the report mean that in any given year, the insurance industry should now be prepared for total annual insured property losses from natural catastrophes that far exceed that amount.

This is relevant to insurers as the huge rise in nat cat losses could begin to change the industry, affecting portfolio management, risk management practices, and the way companies look to make a profit going forward.

Please Login or Register for a free account to view this content. Benefits of registering include:

• Receive weekly Insurance Investor newsletter containing the latest articles and news
• Hear about latest industry developments and industry analysis first, and be informed ahead of the rest of the market
• Access exclusive invitations to Insurance Investor industry events in your local region, and meet with peers to network around research-led content programs