Investors sceptical about insurers’ prospects due to risk management

Report says insurers risk tougher circumstances for profitability if they don’t work to future-proof portfolios as well as their own attractiveness to investors.

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A new report highlighted the change in insurers' ways of making – and seeking out – money besides premiums.

Investors are sceptical about insurers’ prospects for future growth but remain bullish on life insurers, especially in emerging markets.

This is according to Bain & Company’s new report, “Bridging the Protection Gap: Affordability, Access, and Risk Prevention”. The report outlines how protection gaps are widening across all major lines of insurance, including property and casualty (P&C), life, and cyber, as insurers face “increasing difficulty pricing risk in a more volatile and complex world”.

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